DISCLAIMER: TEL3Advantage is a Smart Rechargeable Calling Card providing you the cheap rates of an international Calling Card without the need to change long distance carriers. TEL3Advantage long distance services can be used with your home phone, cell phone and with any other private touch-tone phones. Your flat domestic rate will vary depending on the calling plan you choose. No access fees, surcharges or any hidden fees. A valid credit card is required to acquire service. U.S. credit cardholders only. Any and all Free Minutes Talk Time is only valid in the forty-eight (48) contiguous United States. All International Rates are subject to change without notice. Any and all Free 263, 368, and 473 Domestic Talk Time offer(s) are only valid with a calling plan purchase. Monthly service fee(s) will be deducted from the calling plan balance upon purchase of the long distance calling plan. Government mandated taxes and fees may apply. FCC mandated payphone surcharges of sixty-nine ($0.69) cents per call may apply. Calls originating from a payphone are subject to FCC mandated payphone fees. Additional charges may apply for calls made from Alaska, Hawaii, Puerto Rico, US Virgin Islands, Guam, Saipan and Canada. Calling Card balances after six (6) months of no use may become inactive. Refund/Credit Policy and Cancellation Policy: This is a Pre-Paid Calling Card calling service; accordingly, refunds will not be issued. Cancellation of Service: The customer is free to cancel the service at anytime. Customers must call TEL3Advantage customer service to close their accounts. Certain restrictions may apply.